Level term life is often selected as part of long-term planning because the premium is expected, although not guaranteed, to remain the same for the initial 10- or 20-year term, depending on which policy is selected.
You pay less when you're young and healthy, so why wait? ACOG sponsors options for 10-year and 20-year coverage levels.*
Select coverage up to $2,000,000
Choose a 10- or 20-year term policy
Begin coverage with no waiting period
Reapply for another 10 or 20 years when the term is up** OR continue your coverage at conventional rates without a physical exam
If you're under 60 and reasonably healthy you can apply for up to $500,000 of 10-year level term life insurance with no medical exam, just answer a few health questions.***
Though many of us think of insuring our homes and automobiles, we might overlook one of our most important assets—the ability to earn an income. How would you cope financially if an illness or injury left you unable to work? ACOG Group Disability Income Insurance can help cover your expenses. Don't let an accident or illness wipe out your savings and investments.
This product is not available in all states.
* Refer to the website for premium information, including options after the 10- or 20-year term ends.
**Provided you are still eligible. If not, you can continue your coverage at conventional rates without a physical exam.
*** Full medical underwriting is required for amounts over $500,000. Most QuickDecisionSM applications can be processed without the need for follow-up. However, sometimes you may need to speak with a representative to verify information or have a medical professional visit you.